以中国政府发布的入境支付指南为基础，说明外国游客在景德镇使用国际银行卡、支付宝或微信支付、人民币现金以及小商户付款时的准备方法。
Based on China's official payment guide, this practical checklist covers international cards, Alipay or Weixin Pay, RMB cash and backup options for small Jingdezhen merchants.
出发前建立三层支付方案
第一层是把可在中国大陆使用的国际银行卡绑定至支付宝或微信支付；第二层保留一张实体国际银行卡；第三层准备少量人民币现金。中国政府支付指南明确介绍银行卡、移动支付、现金、银行账户和数字人民币等渠道，但具体能否使用仍取决于发卡行、支付平台验证和商户终端。
不要在抵达后才第一次尝试绑定。提前完成手机号、护照姓名和银行卡验证，并让发卡行知晓中国行程。付款失败时先换一种渠道，不要连续重复大额尝试。
景德镇不同场景怎样选
酒店、大型景区和规模较大的商店通常比小工作室、夜市摊位更容易接受银行卡；陶艺工作室、市集和乡村商户更常使用二维码支付。看到Visa、Mastercard、JCB或银联标识后仍应先询问收银员，因为标识不等于每台终端都已开通境外卡。
购买高价陶瓷或支付包车费用时，先确认币种、总价、手续费、退款路径和收据。不要向私人账户预付未经核实的大额款项。
现金和断网备用
人民币现金仍是合法支付方式。可在带相应卡组织标识的ATM取现，或在有兑换标识的银行和合规机构兑换；是否收取费用由发卡行和服务机构决定。准备小面额现金，特别适合乡村、临时网络不稳或手机没电的情况。
把酒店中文地址、紧急联系人和支付平台客服方式离线保存。包车与多语种导游可以协助解释付款场景，但不应索取银行卡密码、短信验证码或代管护照。
Build a three-layer payment plan before departure
First, link a mainland-compatible international card to Alipay or Weixin Pay. Second, retain a physical international card. Third, carry a modest amount of RMB cash. China's official guide covers cards, mobile payment, cash, bank accounts and e-CNY, but actual use still depends on the issuer, platform verification and merchant terminal.
Do the first card-linking test before arrival. Complete phone, passport-name and card checks, and notify the issuer of China travel. If a payment fails, switch method rather than repeatedly attempting a large transaction.
Match the method to the Jingdezhen setting
Hotels, major attractions and larger shops are generally more likely to accept cards than small studios, market stalls and rural vendors, where QR payment is common. Even when Visa, Mastercard, JCB or UnionPay logos appear, ask before purchase because not every terminal is enabled for every overseas card.
For valuable ceramics or private-car service, confirm currency, total price, fees, refund route and receipt before paying. Avoid large unverified transfers to personal accounts.
Cash and offline backup
RMB cash remains a valid option. Withdraw at an ATM showing the relevant card-network logo or exchange at a bank or qualified outlet; fees depend on the issuer and provider. Small notes are useful in villages, weak-signal areas or when a phone battery dies.
Save the hotel's Chinese address, emergency contact and payment-platform support details offline. A driver or multilingual guide may explain a payment situation but should never request a PIN, SMS verification code or custody of a passport.